I DONT LOAN PEOPLE $ AND I DONT VIEW WEB CAM'S IM NOT INTO PEOPLE WANTING TO SHOW THEIR PRIVATE PARTS ON THE WEB CAM OR THREW EMAIL. I HATE RUDE PEOPLE. PEOPLE THAT ARE JUST PLAIN ASSHOLES. PEOPLE THAT ARE MEAN AND ALSO BULLY'S. YES I HAVE BAGGAGE . IM NOT PERFECT AND IM NO SUPERMODEL . I WONT GIVE OUT MY PHONE NUMBER THE ONLY WAY TO REACH ME IS ON THIS SITE OR MY EMAIL. I DIS LIKE DOGS I DONT WANT PETS OF ANY KNIDE! do not ask me why either . im not going to say.