It's time for a new currency system.

A shell game only lasts so long.

Everybody is borrowing and spending each other's money that doesn't even exist.

You are confusing cash money with other things. There's nothing wrong with the currency, and never has been, except to the extent that it became easier to counterfeit it for a while. That's been fixed.

Perhaps you have been fooled or confused by the people who are upset about things such as "fractional reserve banking." Most of the critics of that approach, ignore the fact that it can be done right, and it can be done wrong.

When it is done RIGHT, the amount of additional funds made available is based on the recognized REAL VALUE of labor and of goods and service that it is going to fund.

Mortgage loans that are DONE RIGHT, are based on a reasonable certainty that the borrower will be able to pay the loan back with interest.

So. Fractional banking does NOT mean printing currency without any real wealth to back it.

And anyway, if you start printing replacement currency, it's value will STILL depend entirely on how well and honestly everyone using it, works to maintain that value.