Topic: Let's Break This Down.... | |
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Average Home Cost Approximately 5 years ago in Detroit Michigan: $75,000 = Mortgage Payment (6%, 30 yr) Approximately: $450
Average Homeowners Insurance: $100 Average Utility Bill for a month: $185 Average Food Bill for one person: $300 Average Liablity Only Car insurance: $140 Approximate average of gasoline: $80 Average car repairs: $125 Monthly Total: $1380 In order to make just those monthly bills, an individual would have to make $8.63 without taxes taken out! Notice this is a bar minium budget expressed above. This does not include if someone has a car payment or children or other expenses. Please keep this in consideration when you are looking at what other people make. In the state of michigan, cost of living is high. Most people do not make $100,000 a year! |
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I live in the state of California, and I do not own a house.
Now, why is it owning a house is a requirement? Especially an average house? How about renting, and renting lesser than the average? |
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I live in the state of California, and I do not own a house. Now, why is it owning a house is a requirement? Especially an average house? How about renting, and renting lesser than the average? I pay $545 a month in rent in the City of Detroit for an apartment. And not even a good apartment! I pay all utilities which for me averages about.... $110 a month. |
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Edited by
Winx
on
Mon 04/13/09 11:44 AM
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I live in the state of California, and I do not own a house. Now, why is it owning a house is a requirement? Especially an average house? How about renting, and renting lesser than the average? It's not a requirement but it's cheaper then rent for me. You still have the same bills. |
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Secondly, I do not pay car payments. I own my car. Therefore, I do not understand why a car payment may need to be included. ( I have noticed you did not include it).
An average utility bill comes from owning an average gigantic house. This needs to be recalculated for a 1 bedroom apartment. The utilities will show a much lower number then. |
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I pay $545 a month in rent in the City of Detroit for an apartment. And not even a good apartment! I pay all utilities which for me averages about.... $110 a month. There you go! So, we need $545 for rent and $110 for utilities, and that is MAXIMUM. Not average. You can't lead a worthless life and demand to be an average. To be an average, one needs to be averagely useful. Not someone making cars no one wants to buy. |
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Secondly, I do not pay car payments. I own my car. Therefore, I do not understand why a car payment may need to be included. ( I have noticed you did not include it). An average utility bill comes from owning an average gigantic house. This needs to be recalculated for a 1 bedroom apartment. The utilities will show a much lower number then. I have a one bedroom apartment, my average utility bills if calculated across the year is $90 - $110. Unfortunately, in Michigan, you are at the mercy of the weather! If it is a cold winter like this year, your utility bills will be outrageous! |
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I live in the state of California, and I do not own a house. Now, why is it owning a house is a requirement? Especially an average house? How about renting, and renting lesser than the average? I pay $545 a month in rent in the City of Detroit for an apartment. And not even a good apartment! I pay all utilities which for me averages about.... $110 a month. I have a small two bedroom house. I keep the temp down low in the winter. I paid well over $600 for heating this winter. The electric was around $30 month. I pay $50 every 3 months for water and about $20/mth. for sewer. I have a cheaper house payment then you do rent. |
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Edited by
Winx
on
Mon 04/13/09 11:58 AM
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I live in the state of California, and I do not own a house. Now, why is it owning a house is a requirement? Especially an average house? How about renting, and renting lesser than the average? I pay $545 a month in rent in the City of Detroit for an apartment. And not even a good apartment! I pay all utilities which for me averages about.... $110 a month. I have a small two bedroom house. I keep the temp down low in the winter. I paid well over $600 for heating this winter. The electric was around $30 month. I pay $50 every 3 months for water and about $20/mth. for sewer. I have a cheaper house payment then you do rent. When summer comes, my heating bill will go down and then I start paying around $150/month for the electric. I easily spend $100 a week to feed two people. Tanyaann, it costs more then $1,380 to live and raise my child. |
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I live in the state of California, and I do not own a house. Now, why is it owning a house is a requirement? Especially an average house? How about renting, and renting lesser than the average? It's not a requirement but it's cheaper then rent for me. You still have the same bills. You are employed, right? I do not have to work to support you. We are trying to figure out if paying 100000 dollars a year to someone who makes undesirable vehicles is what everyone else should be busting their a$s for. |
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Its all about knowing your limitations.
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I pay $545 a month in rent in the City of Detroit for an apartment. And not even a good apartment! I pay all utilities which for me averages about.... $110 a month. There you go! So, we need $545 for rent and $110 for utilities, and that is MAXIMUM. Not average. You can't lead a worthless life and demand to be an average. To be an average, one needs to be averagely useful. Not someone making cars no one wants to buy. My rent is on the lower end. I struggle everyday as a single parent. If you look above if a home was purchased at $75,000 or more you would be paying about the same. Now that value of the home is $20,000. There is no way for people to get out of that house. |
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I live in the state of California, and I do not own a house. Now, why is it owning a house is a requirement? Especially an average house? How about renting, and renting lesser than the average? Everyone cant live in their parents basements all their life. Many eventually have children, and many more want to live their own life! |
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get the hell out of Michigan.
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I have a one bedroom apartment, my average utility bills if calculated across the year is $90 - $110. Unfortunately, in Michigan, you are at the mercy of the weather! If it is a cold winter like this year, your utility bills will be outrageous! I have already accepted your payments as a maximum, above. One can also rent a studio. I am considering that you can allow yourself to live in a 1bdrm, since you work. We are trying to figure out what people should make for doing nothing. |
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Everyone cant live in their parents basements all their life. Many eventually have children, and many more want to live their own life! As for having children, they need to make themselves useful to society (have an income, not just collect tax from those who do), before they get their ****s wet. |
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I live in the state of California, and I do not own a house. Now, why is it owning a house is a requirement? Especially an average house? How about renting, and renting lesser than the average? It's not a requirement but it's cheaper then rent for me. You still have the same bills. You are employed, right? I do not have to work to support you. We are trying to figure out if paying 100000 dollars a year to someone who makes undesirable vehicles is what everyone else should be busting their a$s for. Even if I wasn't, I paid into the system already. I've paid taxes and Soc. Sec. since 1975. |
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get the hell out of Michigan. I tried to use that as an argument. The response will be as follows: 1. - Someone must be living in Michigan, and therefore everyone else must subsidize those willing. 2. - They can't get out, because they spent all their savings and now that they own a Playstation I, II, and III, they can't afford a ticket out. It is again, our responsibility to subsidize them. |
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I live in the state of California, and I do not own a house. Now, why is it owning a house is a requirement? Especially an average house? How about renting, and renting lesser than the average? It's not a requirement but it's cheaper then rent for me. You still have the same bills. You are employed, right? I do not have to work to support you. We are trying to figure out if paying 100000 dollars a year to someone who makes undesirable vehicles is what everyone else should be busting their a$s for. Don't you get it! In michigan, those auto workers are not making 100,000! They are making around $50,000 to $75,000 (maybe 10% of workers), depending on experience and senority! The supporting workers that work for the suppliers 15,000 - 30,000 (about 40% of workers) a year depending on their employer. Now if you look at all the tertiary employees, those that are not directly in the auto industry but support workers in other ways, make 10,000 - 15,000 (another 40% of workers). So when you bash the auto industry and say that they make too much, you need to look at the big picture! Now if you look at the bare minium monthly budget, you need to make just under 17,000 annual to survive (again without taxes being taken out!)So add in taxes, they would need to make around 25,000 annual. And this is just for one person! So, look above how much of the state is able to pay their bills! Not much! |
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Heck and here I am contemplating on moving to Michigan, prices much lower than in Florida
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