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Topic: living on a budget
no1phD's photo
Wed 01/14/15 11:43 PM
well if I may quote porky the pig..

.. Ble ble ble... that's all folks..
Lol....waving flowerforyou ..
goodnight from me .. mingle land..

no photo
Sun 01/18/15 04:48 PM
Replace real food with Ramen soup & spam.

DavidCommaGeek's photo
Sun 01/18/15 05:04 PM
Edited by DavidCommaGeek on Sun 01/18/15 05:07 PM

1) Don't eat out. At a restaurant.
2) Don't eat out. At a restaurant.
3) Don't eat out. At a restaurant.

I reserve my right to "eat out" in the privacy of my own home if I want to!

winking

As to actual money-saving tips...
Don't use your car unless you need to. Do preventative maintenance on it and your house.
If you can afford it, get things like energy-saving windows and doors (they help insulate your house so it doesn't need as much warming/cooling).
Turn off your air-conditioning when you're not home; you should be able to program it to start heating up/cooling down no more than an hour before you get home.
Look into company-, city-, or state-subsidized energy-saving options, like planting trees or getting solar panels on your house.
Start exercising more, and only eating after you exercise. This trains your body to do more with less food. (Gradually, and only to a certain degree, but it will be better than it was.) DO NOT start eating more after you exercise - have your normal breakfast/meal.
On a related note, eat slowly. This gives your body time to "feel full", and you won't eat as much. Only prepare yourself about a handful of food at a time. When you finish with that, you'll have to go back into the kitchen and make yourself more, if you're still hungry. That will give your stomach some time to digest and think about how much more it actually "needs". Your food will stretch further, and your waistband won't!

messi_is_a_tim_1888's photo
Sun 01/18/15 05:11 PM


1) Don't eat out. At a restaurant.
2) Don't eat out. At a restaurant.
3) Don't eat out. At a restaurant.

I reserve my right to "eat out" in the privacy of my own home if I want to!

winking

As to actual money-saving tips...
Don't use your car unless you need to. Do preventative maintenance on it and your house.
If you can afford it, get things like energy-saving windows and doors (they help insulate your house so it doesn't need as much warming/cooling).
Turn off your air-conditioning when you're not home; you should be able to program it to start heating up/cooling down no more than an hour before you get home.
Look into company-, city-, or state-subsidized energy-saving options, like planting trees or getting solar panels on your house.
Start exercising more, and only eating after you exercise. This trains your body to do more with less food. (Gradually, and only to a certain degree, but it will be better than it was.) DO NOT start eating more after you exercise - have your normal breakfast/meal.
On a related note, eat slowly. This gives your body time to "feel full", and you won't eat as much. Your food will stretch further, and your waistband won't!
Loft ( attic ) and cavity wall insulation, help keep heating bills down too. The UK government give you a grant towards this if you need it, but i don't know how it works in the US? :smile:

no1phD's photo
Sun 01/18/15 05:12 PM
in the spirit of the budget..
I have replaced meet and greets..
.. which were my main source of entertainment..lol... now I have.
to find, a cheap source of entertainment....

...omg.. how do you entertain yourself on a budget..

.. I fear !I am going to turn into a Walmart cowboy..lmao..

..... one more loser lap around the local supermarket...lol..


. I have no idea, how any of you !living in a small town.. keep your sanity..

..ok.. I have been trying to keep myself entertained without spending money...

.. and its getting really old "really fast"..

. my only saving grace is that I have two boys.. who provide some entertainment value...lol

.. I don't know how.. the singles out there without kids... manage from going bonkers...lol..

.

.

..

DavidCommaGeek's photo
Sun 01/18/15 06:12 PM
I play computer games, read books, and troll internet forums. I buy the computer games on sale (50% off or bust!), I get gift cards for my local bookstore for all major gift-giving holidays, and the last one is free.
Well, free of money.

Amelinng's photo
Sun 01/18/15 07:05 PM
Eat in..... cut down on eating out as much as possible. Cook your own food, not, buy cooked & processed food.... it is a healthier option too!

Eat out only for occasions ..... it will be much more appreciated and becomes a treat, rather than the norm.

Have a car that is fuel economical........ I use my compact for running around, and take the family 'petrol guzzling car' only for certain days!!

Buy things that you need when they are on offer as much as possible. Buying at 2 for 1 or when it is on 50% is wise, stock up on the necessities then!!

I like to go to the bread shops near closing time or early the next morning..... that is the time to get what is left on the shelves at 50% off! After all, how many of us finishes the bread within the day, a day old bread won't kill us.laugh laugh laugh

(I have lots more cost saving ways....after all, I have had to live within my means for so many years!)

markc48's photo
Sun 01/18/15 07:46 PM

Ok .. No.1 .. Here is your budget ...

No expensive night bottoms

No scotch

No cigarettes

No viagara

No Kleenex


Laughing .. Wow I should be a budget advisor :-)
Just don't try to use your condoms twice. laugh

no1phD's photo
Sun 01/18/15 07:54 PM
Edited by no1phD on Sun 01/18/15 07:56 PM


Ok .. No.1 .. Here is your budget ...

No expensive night bottoms

No scotch

No cigarettes

No viagara

No Kleenex


Laughing .. Wow I should be a budget advisor :-)
Just don't try to use your condoms twice. laugh
.. CONDOMS...LOL.. I cannot afford condoms.... Not in my budget..
. but. sandwich bags.. however..
have a multiple of uses..lmao..jk..


.. ok boys and girls.. this is a urban myth.... saran wrap sandwich bags..
. should never be used as a replacement for a condom..

. they are far too porous.. to contain the semen... or block a S.T.D'...
.. condoms no matter what the cost..


.

kthnxbye's photo
Sun 01/18/15 08:20 PM
Edited by kthnxbye on Sun 01/18/15 08:21 PM
If you smoke and want to save money , look into roll your own . Here in TN , you can buy a lb. of tobacco for 10.00 (about 3 cartons worth) , a box of 250 tubes for 2.29 and a slider for 6.00 and you only need to buy the slider once . You can get menthol, light , mild , or full flavor and the tubes are filtered like a regular cig . No more midnight trips to buy a pack because you have plenty of tubes and tobacco . Keep the tobacco in a clean coffee container and refridgerated to keep it fresh . Make a pack up (about 15 minutes with practice) before your day begins and enjoy the savings . You have 3 cartons of smokes for 20.00 or buy 6 packs for roughlythe same $$$$.

jacktrades's photo
Sun 01/18/15 10:34 PM
I like to eat and entertain at home that helps, but I like to live by what I need not want I desire method, however every once in awhile I cheat and buy myself something.You can buy the kleenex in bulk at walmart No1 phd .laugh

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