This is one of the "big" reasons I left my husband. (There were several, actually, but I digress.) He was a person who could not live within his means. I'm not perfect financially, but he was going to destroy us. It was always a new car, bigger house, more hunting trips, more, more, more. The only reason he is still on his feet is because his parents continually bail him out.

Save your money, don't go to college.

I've got two college degrees, never used either of them. You know what we really need in this country? Skilled labor. We need electricians, plumbers, mechanics, welders, these type of jobs. If your good at what you do, and do honest work, you can charge 80 to 90 bucks an hour for your labor. Nine months of vo-tech and your done. It'll cost total 9k.

What American's have done is gotten too much glamor and glitz in their eyes. We feel too much of a need to have the best of everything. We need a TV bigger than a sofa, a car that's no older than four years, a house with at least six more rooms than people living there, a storage locker to keep extra $h!t in. We just don't know how to stop spending.

I'm the last person I know to actually save money up before buying something. That list includes a car, truck, motorcycle and house. All of them paid for with no loans. It can be done, you just have to be willing to sacrifice your happiness today so you can have it tomorrow, all while appearing not to be a cheap skate.