Topic: First time driver
zackesch88's photo
Sat 04/04/09 07:16 PM
I am 20 at the moment, and holding over a 3.0 GPA, but my insurace is about 800 for 6 months. This was with online quotes. The car i am looking for is a Chevy caviler. Is this normal for my situation, you think?

RS1279's photo
Sat 04/04/09 07:19 PM
Edited by RS1279 on Sat 04/04/09 07:19 PM

no photo
Sat 04/04/09 07:20 PM
Kinda sounds like it. Young drivers will often have to bend over and take it when it comes to auto insurance, as accident statistics for them aren't good. As a result, you'll almost certainly pay through the nose for insurance, no matter how "basic" that insurance is.

However- if you show that you're a safe driver after around three years, you might start to see some lowered rates.

MirrorMirror's photo
Sat 04/04/09 07:21 PM

I am 20 at the moment, and holding over a 3.0 GPA, but my insurace is about 800 for 6 months. This was with online quotes. The car i am looking for is a Chevy caviler. Is this normal for my situation, you think?
biggrin basicallybiggrin

MrIndependent's photo
Sat 04/04/09 07:21 PM
Extremely normal for your age.

zackesch88's photo
Sat 04/04/09 07:23 PM
Sweet, i get to play insurance rape!!! woo hoo!

galendgirl's photo
Sat 04/04/09 07:49 PM

Sweet, i get to play insurance rape!!! woo hoo!


Try being the parent of a 23 and 17 year old driver whom you insure in addition to yourself...rape just isn't an ugly enough word!

zackesch88's photo
Sat 04/04/09 07:50 PM
Lol, my parents will not put me under their policy. im on my own for that one.

zackesch88's photo
Sat 04/04/09 07:51 PM
Lol, my parents will not put me under their policy. im on my own for that one. Actualy everything is on me except for the roof over my head and partial for the food. I help pitch in.

galendgirl's photo
Sat 04/04/09 07:53 PM

Lol, my parents will not put me under their policy. im on my own for that one. Actualy everything is on me except for the roof over my head and partial for the food. I help pitch in.


I was there...I guess that's why I'm willing to take it for my kiddos until they get out of college. You get to do the grown-up thing for long enough as it is. I'm lucky to have been able to do that for them thus far - and they understand and appreciate it, so I guess that makes it less trouble, as well. If they were little "sh*t@" I might have to reconsider!

zackesch88's photo
Sat 04/04/09 07:59 PM
Im not complaining. If anything it builds character, and pride in what i do. Its a feeling of accomplishment knowing that I am working hard through college both work and finical , and if i can do that, what else can i do

evilbabe277's photo
Sat 04/04/09 08:08 PM

I am 20 at the moment, and holding over a 3.0 GPA, but my insurace is about 800 for 6 months. This was with online quotes. The car i am looking for is a Chevy caviler. Is this normal for my situation, you think?


I know its a bit crazy for natural born drivers like most men, but have you considered taking the driving classes I hear you get discounts for that

zackesch88's photo
Sat 04/04/09 08:09 PM
Yup, took the class about 2 years back.

evilbabe277's photo
Sat 04/04/09 08:13 PM

Yup, took the class about 2 years back.


Shoot sorry that was my only idea lol

seahawks's photo
Sat 04/04/09 08:14 PM


Yup, took the class about 2 years back.


Shoot sorry that was my only idea lol
never mind drivin she got nice rack n pinion.!!laugh laugh laugh

galendgirl's photo
Sat 04/04/09 09:00 PM

Im not complaining. If anything it builds character, and pride in what i do. Its a feeling of accomplishment knowing that I am working hard through college both work and finical , and if i can do that, what else can i do


You are doing great!