Should a credit check be done on anyone entering into a long term relationship? In other words is the results of what comes back from the results a deal breaker? should the results end the relationship if they are negative or what? Tell me what cha think people.

What would happen if you were dealing with someone who had no credit history whatsoever? I'm asking because I have never purchased anything on credit in my life. Run a credit check on me and it will come back completely blank.

what does being in love have to do with a credit score? thats shallow.

well I have heard that you shouldn't be with some one if there credit is not good and yours is really good well you shouldn't get married unless you are willing to take on there problems because what they got is what you get also

shallow and selfish

there are too many "legiteimate"(sp?) crdit checks now, such as a landlord being able to deny you rental if your credit history is lowq or bad. The landlord already has the court system backing him uip with eviction laws and such, he doe not have any legal reason to know your credit history.
Nor should colleges and universities, but I have heard they are starting to turn people away if they dont have good credit.
Same with healthcare.

This is ridculous. The ONLY time a credit check should be authorized is if you are trying to purchase somethign on credit; hence the term credit check!

Most businesses can now legally turn you away if your credit history is not what they want. I can understand a banking institution being able to for obvious reasons, but mcdonalds?! Giveme a damn break here!

credit check ?...very american .....ugh...

credit is scam. some random # get to decide if the world thinks your a good person or not. a good employee, a good nieghbor, a good resident.its ridiculous.

^^^^ so good looking^^^^


checking out their credit is tacky!!

oops Heather I know you are cute too but I meant Davinci!!

persoanlly it is also an invasion of privacy.

Dont get me wrong, a car dealer should be able to use your credit history, yes. But not a prospective landlord, or employer (other than previously noted of course) or doctor.

WEll IT IS a legit question. If money is an factor in your life and you don't want someone who is terrible with their money, it could be something you may want to do. Tacky or not, most marriages, relationships fail because of lack of or fighting over money issues.

since all my purchases are cash or check, never use credit why worry about credit checks.

no gypsy a person should not have access to anther persons credit history on th ebasis of a relationship. lets say yuo and I were in love. I checked your credit out and founf that you were severl hundred thousand dolars in debt and reused to pay your bills, etc. etc. etc. Would it be right for me to then turn away fromyou? Hell no!!! As it ws said before, if you truly love someone and want to get marrie then you need to be willing to accept the bad with the good; period. Now yes the one side should be adult enough to telly ou they have a problem with bills etc. but you have no RIGHT to this information.

oh I agree with you daniel on the invasion of privacy thing. People do need to talk about their finances before they get married, and agree to some extent who will be in charge etc.

Gypsy is correct, most marriages do fail because of money issues. " If money is what you love, then it's money you shall receive" - Princess Lea

Thanks everyone for responding to this topic. For the record I don't feel that it's right for a person to use credit as a basis for not being with someone or being with them. I honestly feel that love should be a major focus. I heard this topic on the radio and I thought that it would be good to bring it up at the JSH table. Thanks again and have a great evening.

What if you marry someone and find out that they have a huge amount of debt? That debt is now legally yours too, at least in the eyes of creditors. I've had this happen where I dated someone and found out that her gas bill, like gas for the home, was $20,000. That's right, twenty thousand dollars on a gas bill. Her other bills were no better. She was terrible with money and I had to put myself into debt just to put food on the table. We aren't together anymore, but not because of money. I wouldn't do a credit check, but I would want to know someone's financial situation before I married her.

lol heres my advice to all of you to end this debate

1) if you feel that you need to do a credit check on someone you should probably get out of the relationship to begin with
2) never loan friends or family money unless you realize that either a) you don't want them as friends or family or b) you realize its a gift and not really a loan
3)some people make mistakes and or are not that fortunate so say someone gets a credit card and maxes it out, then they lose their job suddenly they can't pay their bills or their credit card or they file bankruptcy a number is not sufficient to base a relationship off of my advice is to get to know the person you are dealing with and decide if what they " have" is worth you taking on because you are suppose to love someone for who they are and not how much money, because lets be honest everyone has something wrong with them in one way or another everyone has faults so how would you feel if there were say an age limit where ppl could date anymore or a weight limit that certain people under or over a weight couldn't date or have children because they could pass health problems on, or people with disabilities i mean really you can take it anyway you want but ultimately no i dont like credit checks

I do not agree with credit checks. Although I agree with carebear, I became a PAYCHECK for my husband, that's one of the reasons for my pending DIVORCE.....