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Topic: Questions About the Affordable Care Act
Bravalady's photo
Sun 04/01/12 07:02 PM
I hesitated to start this thread for a long time. But I have two questions that I haven't seen addressed. Let me start by saying that I'm in favor of this Act. I don't so much want to argue about that. My questions are:

1. How is requiring everyone to buy health insurance different from requiring every driver to buy auto insurance? I'm especially interested in answers from people who agree that auto insurance is OK, but don't think the ACA mandate is OK. I'm also curious, though, to find out if everyone who's against the ACA mandate is also against mandatory auto insurance.

2. If it's not OK for the federal government to enact a health insurance mandate, is it OK for states to do so?

lilott's photo
Sun 04/01/12 07:06 PM
Auto insurance is for the good of the public as far as accidents go. Health insurance is a personal choice.

andrewzooms's photo
Sun 04/01/12 07:07 PM
Healthcare is probably the only booming and growing business in America right now. Our citizens deserve some type of healthcare accessibility.

mightymoe's photo
Sun 04/01/12 07:10 PM

Auto insurance is for the good of the public as far as accidents go. Health insurance is a personal choice.


auto insurance is only required to drive a vehicle, health care is required for everyone, period. not everyone drives or has a car, everyone has to live. thats why it is unconstitutional.

no photo
Sun 04/01/12 07:12 PM
1) You only have to have insurance, if you own or drive a car. If you don't want car insurance, you can opt out by selling your car. Obamacare would require you to buy health insurance if you are alive, there is no way to opt out. This is also mandated at the state level, not the federal level. Since the Constitution doesn't explicitly give Congress the right to force us to buy health insurance, Obamacare is unconstitutional.

2) According to the constitution? Yes. (You do realize that Obamacare is unconstitutional, right?) While it would be perfectly constitutional for the state to place this requirement upon people, I would probably move to a state that didn't.

andrewzooms's photo
Sun 04/01/12 07:14 PM
We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it.

no photo
Sun 04/01/12 07:19 PM
Edited by Spidercmb on Sun 04/01/12 07:21 PM

We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it.


That's a rare occurrence. Our President was caught in a lie about this in regards to his mother. laugh

But on another note, I was in a car wreck, but I don't have insurance. Shouldn't I be able to go to any car insurance company, pay them one month's premium and they will have to fix my car?

mightymoe's photo
Sun 04/01/12 07:19 PM

We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it.


i agree, but telling everyone they "have" to have it is just wrong...

andrewzooms's photo
Sun 04/01/12 07:22 PM


We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it.


That's a rare occurrence. Our President was caught in a lie about this in regards to his mother. laugh

But on another note, I was in a car wreck, but I don't have insurance. Shouldn't I be able to go to any car insurance company, pay them one month's premium and they will fix my car?


I believe auto insurance companies are not ripping off customers with absurd prices like the health care system is.

no photo
Sun 04/01/12 07:23 PM
Edited by Spidercmb on Sun 04/01/12 07:27 PM



We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it.


That's a rare occurrence. Our President was caught in a lie about this in regards to his mother. laugh

But on another note, I was in a car wreck, but I don't have insurance. Shouldn't I be able to go to any car insurance company, pay them one month's premium and they will fix my car?


I believe auto insurance companies are not ripping off customers with absurd prices like the health care system is.


So your reasoning is that doctors charge too much, so we should screw the insurance companies?

mightymoe's photo
Sun 04/01/12 07:25 PM




We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it.


That's a rare occurrence. Our President was caught in a lie about this in regards to his mother. laugh

But on another note, I was in a car wreck, but I don't have insurance. Shouldn't I be able to go to any car insurance company, pay them one month's premium and they will fix my car?


I believe auto insurance companies are not ripping off customers with absurd prices like the health care system is.


So your reasoning is that doctor's charge too much, so we should screw the insurance companies?


thats why obamacare will never work, because the healthcare overcharges... it will break America, but that's what obama wants anyway...

JERMANICUS's photo
Sun 04/01/12 07:30 PM
Car Insurance is DEFINITELY not a rip off I know first hand. I made 1 payment of 660 dollars and 2 months later totaled my car and put myself in the hospital. The Insurance company paid everything in full. Paid my car off,paid all my medical bills, and all my restitution to the gas company(I had taken out a gas meter before I hit the tree) to the tune of over 70,000 dollars and all because I made 1 payment of 660 dollars for full coverage. Health insurance is not like car insurance at all really. If you don't want car insurance you don't have a car? If the individual mandate could be severed Then I could live with it,but all that law will do is make people criminals that have done nothing..literally!

Bravalady's photo
Sun 04/01/12 07:43 PM

Auto insurance is for the good of the public as far as accidents go. Health insurance is a personal choice.


You're saying that health insurance is not for the good of the public??

boredinaz06's photo
Sun 04/01/12 07:46 PM


If the government wants to make health insurance affordable to everyone, making it mandatory with no caps on what can be charged is the wrong way to go about it. Overhaul the insurance industry by making them cover everything, stay out of the way of you and your doctor and make peoples premiums based on their income.


Obamacare is an atrocity in my view and anyone who compares to auto insurance aint thinkin to straight. Auto insurance is a choice because you do not have to drive, Obamacare is being forced on you.

Bravalady's photo
Sun 04/01/12 07:46 PM

2) According to the constitution? Yes. (You do realize that Obamacare is unconstitutional, right?) While it would be perfectly constitutional for the state to place this requirement upon people, I would probably move to a state that didn't.


I was just reading another site's discussion about this, and they pointed out that states are bound by the Constitution, too, so the same limitation would be placed on them as on the federal government. I did have a "duh" moment about that, as I really knew that but it hadn't come through to my consciousness yet.

andrewzooms's photo
Sun 04/01/12 07:47 PM
If you have any of these in America good luck.

Here is a list of pre-existing medical conditions that are used by insurance companies to deny insurance coverage.

Abnormal PAP Smear
Achalasia, Cardiospasm
Acne
Acromegaly
Acute Poliomyelitis
ADD
Addison's Disease
Adrenal Insufficiency
AIDS
Alcohol Abuser
Alcoholic Cirrhosis of Liver
Alzheimer's Disease
Amyloidosis
Amyotropic Lateral Sclerosis (ALS)
Aneurysms
Angina
Angioplasty
Ankylosing Spondylitis
Ankylosis
Anticoagulant Medications
Aortic Insufficiency
Aortic or Mitral Valve Replacement
Aortic Stenosis
Aplastic Anemia
Arrhythmia
Arterial Embolism, Thrombosis (clot)
Arterial Occlusion
Arteriosclerosis Obliterans (A.S.O.)
Arteriovenous Malformation
Arthritis
Arthritis, Rheumatoid
Artificial Joints
Artificial Valves
Asbestos Exposure (Asbestosis)
Asthma
Atherosclerosis Obliterans
Atherosclerosis Thrombotic Disease
Atrial Fibrillation (chronic)
Autism (infantile)


Banti's Disease (Liver Disorder)
Biliary Cirrhosis
Bipolar Disorders
Blastomycosis
Brain Damage (Organic)
Bright's Disease (Glomerulonephritis)
Bronchiectasis
Buerger's Disease (Thromboangitis)
Bulimia
Burkitt's Tumor


Cancer (Breast or Prostate)
Carcinoid Syndrome
Cardiac Bypass
Cardiomyopathy
Cardiospasm, Achalasia
Cerebral Palsy (Infantile)
Charcot-Marie Tooth Disease
Chrohn's Disease
Chronic Glomerulonephritis
Chronic Hepatitis
Chronic Obstructive Pulmonary Disease (COPD)
Chronic Pulmonary Heart Disease
Cirrhosis of the Liver
Coarctation of the Aorta
Colostomy
Congestive Heart Failure
Cooley's Anemia
Cor Pulmonale
Coronary Artery Disease (C.A.D.)
Coronary Heart Disease (C.H.D.)
Crohn's Disease (Ulcerative Colitis)
Curvature of the Spine
Cushing's Syndrome
Cystic Fibrosis
Cystic Kidney Disease
Cystic Lung Disease


Dementia
Dentofacial Function Abnormalities
Dermatomyositis
Diabetes (all types)
Disorders of Autonomic Nervous System
Domestic Violence
Down Syndrome
Drug Abuse Illegal
Drug Abuse Prescription
Drug Psychosis


Electroconvulsive Therapy
Emphysema
Encephalopathy
Enlarged Liver
Esophageal Varices


Fabry Disease
Factor VIII or IX Deficiency
Fatty Liver
Fertility Treatment


Gastric Bypass/ Stapling
Gilles De La Tourette's Syndrome
Glomerulonephritis, Chronic
Goodpasture's Syndrome
Guillain Barre's Syndrome

Heart and/or Lung Transplants
Heart attack
Hemiplegia
Hemochromatosis
Hemolytic Anemia
Hemophilia A or B
Henoch's Purpura
Hepatitis C, G, Non-a, Non-B
Hepatomegaly
Herniated Intervertebral Disc
HIV
Hodgkin's Disease
Huntington's Chorea
Hydrocephalus
Hydronephrosis
Hypersplenism
Hyperthyroidism


Idiopathic Thrombocytopenia Purpura (ITP)
Immunodeficiency Disorder
Infertility Treatment
Insulin Use
Internal Cardiac Defibrillator
Ischemic Heart Disease


Kaposi's Sarcoma
Kidney Failure
Kidney: Polycystic Kidneys
Kidney Transplant
Klinefelter's Syndrome (Gonadal Dysgenesis)


Legionella Pneumophilia
Leukemia
Leukoencephalopathy
Lipisosis (Neiman-Pick Disease)
Liver Failure
Liver Transplant
Lou Gehrig's Disease
Lung Transplant
Lupus, systemic (SLE)
Lymphadenitis
Lymphoma


Malignant Melanoma
Marfan's syndrome
Medullary Sponge Kidney
Mitral Insufficiency
Mitral Stenosis
Mixed Connective Tissue Disease
Morbid Obesity
Multicystic Kidneys
Multiple Myeloma
Multiple Sclerosis
Muscular Dystrophy
Myasthenia Gravis
Myelopathy
Myocardial Infarction (M.I.)
Myocardial Ischemia (M.I.)


Nephritis
Nephrotic Syndrome
Neurofibromatosis (Von Recklinghausen's)
Neiman Pick Disease (Lipidosis)
Neuropathy, Inflammatory Toxic


Obesity
Occlusion of Cerebral Arteries
Organ Transplant
Organic Brain Syndrome
Organic Heart Murmur
Osteitis Deformans (Paget's Disease)


Pacemakers
Paget's Disease
Pancreatitis
Paralysis
Paranoid Disorder
Paraplegia
Parkinson's Disease
Pemphigus
Peripheral Occlusive Arterial Disease (P.O.A.D.)
Peripheral Vascular Disease
Peroneal Peripheral Neuropathy
Personality Disorders
Pituitary Dwarfism
Pneumoconiosis
Pneumocystitis Carinii Pneumonia (P.C.P.)
Polio Myelitis
Polyarteritis Nodosa
Polycystic Kidney Disease
Polycystic Ovarian Syndrome
Polycythemia
Polymyositis
Polyneuropathy
Porphyria
Pregnancy
Premature Ventricular Contractions
Primary Pulmonary Hypertension
Prostate Disorder
Psoriatic Arthropathy
Psychosis
Pulmonary Alveolar Proteinosis
Pulmonary Fibrosis
Pulmonary Heart Disease
Pulmonary Hypertension
Pulmonary Insufficiency
Pulmonary Stenosis
Pyloric Stenosis
Quadraplegia


Rape
Raynaud's Syndrome
Renal Failure
Renal Hypertension
Rheumatic Heart Disease
Rheumatoid Arthritis


Sarcoidosis
Sarcoma
Schizo Disorders (bipolar or depressive)
Schizophrenia
Scleroderma
Seizures (recent)
Senile Syndrome
Serious Congenital Abnormalities
Severe Childhood or Adolescent Disorders
Sick Sinus Syndrome
Sickle Cell Anemia Disease
Silicosis
Sjogren's Disease
Sleep Apnea
Smoking (long term, other factors)
Spina Bifida
Spinocerebellar Disease
Spondylitis
Stroke (indeterminate, ischemic)
Suicide attempt
Syndrome X
Systemic Lupus Erythematosus
Syringomyelia


Tabes Dorsalis
Takayasu's Disease
Tay-Sach's Disease (Cerebral Lipidosis)
Temporal Arteritis
Testicular Dysfunction
Tetrology of Fallot
Thalassemia Major (Mediterranean Anemia)
Thromboangitis
Thrombotic Thrombocytopenia Purpura
TIA
Too fat
Too thin
Tourette's Syndrome
Tracheostomy
Transient Organic Psychosis
Transient Ischemic Attack
Transplants
Transsexualism
Tricuspid Insufficiency
Tricuspid Stenosis
Trisomy 21 Syndrome
Tuberculosis
Turner's Syndrome


Ulcerative Colitis
Undiagnosed Symptoms (Kaiser)
Uremia


Valve Replacement
Ventricular Arrhythmias
Ventricular Septal Defect
Von Recklinghausen's Disease
Von Willebrand's Disease (hemophilia)


Wegner's Granulomatosis
Werlhof's Disease

willing2's photo
Sun 04/01/12 07:48 PM


Auto insurance is for the good of the public as far as accidents go. Health insurance is a personal choice.


You're saying that health insurance is not for the good of the public??

I would say, forcing people to purchase it is unconstitutional.

It's either buy it or owe a fine. If, you can't afford the fine, you go to jail.

They will need to build more jails.

I think I heard, Haliburton just won a big bid to build a lot of new jails.

Bravalady's photo
Sun 04/01/12 07:49 PM
Edited by Bravalady on Sun 04/01/12 07:51 PM

We need to fix the system someway. The people who are unable to get coverage because of a pre existing condition is absurd. Those people need the coverage and are not getting it.


That's a rare occurrence. Rare? I don't think you know enough people.

But on another note, I was in a car wreck, but I don't have insurance. Shouldn't I be able to go to any car insurance company, pay them one month's premium and they will have to fix my car?

Theoretically, sure, I guess so, but they'll laugh you out the door. As private companies, they have a right to make a profit, and no way would they be able to in such a case.

Bravalady's photo
Sun 04/01/12 07:54 PM



Auto insurance is for the good of the public as far as accidents go. Health insurance is a personal choice.


You're saying that health insurance is not for the good of the public??

I would say, forcing people to purchase it is unconstitutional.

It's either buy it or owe a fine. If, you can't afford the fine, you go to jail.

They will need to build more jails.

I think I heard, Haliburton just won a big bid to build a lot of new jails.


Isn't it true that the Act provides some sort of loophole for people who can't afford the premium? I believe that was an important part of getting it passed in the first place.

Why is this mandate unconstitutional, when it would be constitutional to tax us for health care and then provide it free?

Why is it not covered by the Interstate Commerce Clause?

willing2's photo
Sun 04/01/12 07:57 PM
KBR is a subsidiary of Halliburton.

http://static.infowars.com/2011/12/i/general/kbr-doc.pdf

FEMA isn't just for natural disasters. They are in place to deal with Executive orders.

If, millions cannot afford the fines, they will be jailed.


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